Salt Lake City bankruptcy attorney

March 6, 2020

If you’re thinking about filing for bankruptcy and doing a bit of research on the process, you’ve likely come across at least a few unfamiliar terms. Most people do, as the industry jargon can be confusing to anyone who isn’t a bankruptcy lawyer. At the Law Office of Davis & Jones, we want to provide […]

Can I keep my house after bankruptcy?

February 25, 2020

If you own your home, the bankruptcy homestead exemption allows you to protect some or all of your investment. As long as you have home equity – meaning that the value of your property is greater than the amount you owe your mortgage lender – you can claim the exemption. To understand how it works […]

Bankruptcy lawyer in Salt Lake City

February 7, 2020

If you’re drowning in credit card debt, filing for bankruptcy may be a good way to get your head above water. In fact, many people choose to file for this very reason. Before you make plans regarding your financial future, you should consult with an experienced bankruptcy attorney at a local debt relief agency. After […]

Utah Chapter 13 bankruptcy lawyers

January 28, 2020

Chapter 13 bankruptcy allows you to consolidate your debts, combining them into one affordable monthly payment. But because the repayment plan period is quite long –typically between three and five years – you could end up missing a payment at some point. If an unexpected car repair, medical emergency or personal crisis impacts your finances […]

Why do I need a bankruptcy attorney?

January 3, 2020

Working with a bankruptcy attorney is not a requirement of the Chapter 7 filing process. The law allows you to complete and file the paperwork on your own, without the assistance of a lawyer. That said, going that route may not be to your benefit. Here are five good reasons why you should consider hiring […]

Should you file bankruptcy

December 31, 2019

Many people have the wrong idea about bankruptcy, thinking that filing for Chapter 7 is something to avoid at all costs. In their eyes, it’s an admission of failure – but in reality, declaring bankruptcy can set the stage for a better financial future and an improved quality of life. If you’re facing a mountain […]

Filing Chapter 7 bankruptcy in Utah

December 6, 2019

If you’re like many people who file for Chapter 7 bankruptcy, you may not have much in the way of non-exempt assets. In Utah, as in other states, the law allows you to protect your home, your vehicle and some other types of property up to a certain value. As a result, you shouldn’t have […]

What is bankruptcy fraud?

November 26, 2019

You likely have absolutely no intention of committing bankruptcy fraud – you simply want to get a fresh financial start. However, if you do not follow the filing guidelines to the letter, or accidentally miss important information bad things can happen.  If the bankruptcy trustee suspects you intentionally tried to deceive the court, you could […]

Salt Lake City bankruptcy lawyer

November 1, 2019

If you are struggling under a mountain of debt, now may be the best time to file for bankruptcy. With the holidays fast approaching, you likely feel stressed about your financial situation. But, you may also feel that moving forward with bankruptcy at this time would put a damper on the festivities. The truth is, […]

Do I qualify for Chapter 7

October 29, 2019

Before the Bankruptcy Abuse Prevention and Consumer Protection Act went into effect in 2005, the decision on whether a debtor was eligible for Chapter 7 bankruptcy was largely left to up to a judge. Under the current bankruptcy law, debtors must meet specific criteria in order to qualify. The stricter rules can make it more […]