Do creditors stop calling if I file for bankruptcy

June 30, 2020

Once you file for bankruptcy, an automatic stay goes into effect. This order prohibits your creditors from taking any steps to collect on the debts you owe. Most creditors respect the automatic stay, stopping their collection actions immediately upon receiving notice from the bankruptcy court, as they know about the consequences of ignoring the order. […]

Which debts can you discharge in Utah bankruptcy?

June 5, 2020

Bankruptcy offers the opportunity to get on more solid financial footing through the discharge of debts. However, filing for Chapter 7 or Chapter 13 doesn’t necessarily mean you’ll have a completely clean slate once the process is complete. The U.S. Bankruptcy Code lists a number of nondischargeable debts, or debts that cannot be erased through […]

Pro se bankruptcy filing in Utah

May 26, 2020

Can You File for Bankruptcy Without a Lawyer? The U.S. Bankruptcy Code doesn’t require you to have a lawyer to file for Chapter 7 or Chapter 13. You can legally represent yourself, filing as a pro se debtor. Why, then, should you consider hiring a bankruptcy lawyer? Filing for bankruptcy on your own is no […]

Medical Bills and Chapter 7

May 1, 2020

Not all debts can be wiped away through Chapter 7 bankruptcy. But if you have a mountain of medical bills and no means to pay, filing for bankruptcy can be a solution. Certain types of debt – including court fines, recent federal taxes, child support, alimony and most student loans – will remain your responsibility […]

Chapter 7 bankruptcy lawyer in Utah

April 28, 2020

What Are the Chapter 7 Bankruptcy Income Limits in Utah? In order to file for bankruptcy under Chapter 7 in Utah, you’ll need to pass the means test. Essentially, the test determines whether or not you have enough disposable income to pay your debts – and if you don’t pass, you won’t qualify for Chapter […]

Utah bankruptcy attorneys

April 3, 2020

Can the Bankruptcy Trustee Take Your Inheritance? If you inherit money or property after filing for Chapter 7 or Chapter 13 bankruptcy, the unexpected windfall could affect your case. The outcome depends upon several factors, including the date you became entitled to receive the inheritance and which type of bankruptcy you filed. As a general […]

Cost for Utah bankruptcy filing

March 31, 2020

You’re no doubt thinking of filing for Chapter 7 bankruptcy because you’re overburdened with debt. And yes, taking the step can provide you with the fresh financial start you need – but getting relief from your debts won’t come for free. When you file for bankruptcy, you have to cover the court fees, course costs […]

Salt Lake City bankruptcy attorney

March 6, 2020

If you’re thinking about filing for bankruptcy and doing a bit of research on the process, you’ve likely come across at least a few unfamiliar terms. Most people do, as the industry jargon can be confusing to anyone who isn’t a bankruptcy lawyer. At the Law Office of Davis & Jones, we want to provide […]

Can I keep my house after bankruptcy?

February 25, 2020

If you own your home, the bankruptcy homestead exemption allows you to protect some or all of your investment. As long as you have home equity – meaning that the value of your property is greater than the amount you owe your mortgage lender – you can claim the exemption. To understand how it works […]

Bankruptcy lawyer in Salt Lake City

February 7, 2020

If you’re drowning in credit card debt, filing for bankruptcy may be a good way to get your head above water. In fact, many people choose to file for this very reason. Before you make plans regarding your financial future, you should consult with an experienced bankruptcy attorney at a local debt relief agency. After […]