If you file for Utah Chapter 7 bankruptcy, it’s possible that your employer may never find out. Bankruptcies are matters of public record, but few people – other than court clerks and bankruptcy attorneys – actually access the system to view the filings. However, there’s always a chance your boss could be the exception to […]
Anyone who files for Chapter 7 or Chapter 13 bankruptcy must complete two courses – a credit counseling class before the case is filed and a debtor education class after the case is filed. Without a certificate of completion for the first a bankruptcy case can’t even be filed. Without a certificate of completion for […]
Utah bankruptcy cases are rarely dismissed. And if you work with an experienced bankruptcy attorney – like the professionals at the Law Office of Davis & Jones, the risk of dismissal is minimal. That said, we can’t promise that the Utah courts won’t dismiss your case – and if that happens, your debts won’t be […]
You’re strapped for cash and the bills are piling up, so you’ve decided to file for Chapter 7 bankruptcy. Do you have to continue paying down your debt, or can you stop paying your creditors? Bankruptcy doesn’t eliminate every debt you owe. And for those that remain after discharge, trying to keep up with your […]
After filing for Chapter 7 bankruptcy and receiving a discharge, your life will not be the same. However, that shouldn’t scare you away from moving forward and getting the debt relief you desperately need. Make the decision to declare bankruptcy, and you’ll be setting the stage for a happier future. Many of your debts will […]
If your car is in danger of being repossessed – or if your lender has already taken it — filing for Chapter 7 bankruptcy can be a smart move. By filing, you’ll have time to find a way to keep your vehicle. Or, if you’d rather let it go and not have to worry about […]
As you may have noticed, there’s no shortage of Utah bankruptcy lawyers. Countless attorneys assist with Chapter 7 and Chapter 13 filings — and that means making a choice can be a definite challenge. Your bankruptcy attorney should serve as your advocate, working hard to protect your rights and provide you with a fresh financial […]
If you’re wondering whether your debt is enough to justify filing for bankruptcy, you’re not the only one. Here at the Law Office of Davis & Jones, P.C., we get this question quite frequently – and we answer it by saying that bankruptcy laws don’t stipulate a minimum debt requirement. We also tell debtors that […]
Once you file for bankruptcy, an automatic stay goes into effect. This order prohibits your creditors from taking any steps to collect on the debts you owe. Most creditors respect the automatic stay, stopping their collection actions immediately upon receiving notice from the bankruptcy court, as they know about the consequences of ignoring the order. […]
Bankruptcy offers the opportunity to get on more solid financial footing through the discharge of debts. However, filing for Chapter 7 or Chapter 13 doesn’t necessarily mean you’ll have a completely clean slate once the process is complete. The U.S. Bankruptcy Code lists a number of nondischargeable debts, or debts that cannot be erased through […]